/* =================================================================
   FinPe Brand
   Primary navy : #01215C
   Accent red   : #E70217
   Accent gold  : #BC9943
   ================================================================= */
:root{
  --finpe-navy: #01215C;
  --finpe-navy-2: #0a3a8c;
  --finpe-red: #E70217;
  --finpe-gold: #BC9943;
  --finpe-gold-soft: #f4ecd8;
  --finpe-bg-soft: #f5f7fb;
  --finpe-text: #4a4f5a;
  --finpe-heading: #01215C;
}

html{ overflow-x: hidden; scroll-behavior: smooth; }
body{
  font-family: "Plus Jakarta Sans", system-ui, sans-serif;
  color: var(--finpe-text);
  font-weight: 400;
  background: #fff;
  font-size: 16px;
  line-height: 1.6;
  overflow-x: hidden;
}
h1,h2,h3,h4,h5,h6{
  color: var(--finpe-heading);
  font-weight: 700;
  font-family: "Plus Jakarta Sans", sans-serif;
  letter-spacing: -0.01em;
}
h2{ font-size: clamp(28px, 3.4vw, 42px); line-height: 1.2; }
h4{ font-size: 22px; }
h5{ font-size: 18px; }
section h2{ margin-bottom: 0.5rem; }

::selection{ color:#fff; background: var(--finpe-navy); }

.text-navy{ color: var(--finpe-navy) !important; }
.text-red{ color: var(--finpe-red) !important; }
.text-gold{ color: var(--finpe-gold) !important; }
.bg-navy{ background: var(--finpe-navy) !important; }
.bg-soft{ background: var(--finpe-bg-soft) !important; }

/* Buttons */
.btn{
  display: inline-flex; min-width: 130px; height: 46px;
  align-items: center; justify-content: center;
  padding: 4px 24px;
  font-size: 15px; line-height: 24px; font-weight: 600;
  border-radius: 50px;
  transition: all .25s ease;
  border: 1px solid transparent;
}
.btn-primary-finpe{ background: var(--finpe-navy); color:#fff; }
.btn-primary-finpe:hover{ background: var(--finpe-red); color:#fff; transform: translateY(-1px); box-shadow: 0 8px 20px rgba(231,2,23,0.25); }

.btn-red{ background: var(--finpe-red); color:#fff; }
.btn-red:hover{ background: var(--finpe-navy); color:#fff; transform: translateY(-1px); box-shadow: 0 8px 20px rgba(1,33,92,0.25); }

.btn-outline-navy{ background:#fff; border-color: var(--finpe-navy); color: var(--finpe-navy); }
.btn-outline-navy:hover{ background: var(--finpe-navy); color:#fff; }

.btn-gold{ background: var(--finpe-gold); color:#fff; }
.btn-gold:hover{ background: var(--finpe-navy); color:#fff; }

.btn-white{ background:#fff; color: var(--finpe-navy); }
.btn-white:hover{ background: var(--finpe-gold); color:#fff; }

/* ===================== Header ===================== */
.header{
  background: #fff; padding: 14px 0;
  box-shadow: 0 1px 0 rgba(1,33,92,0.06);
  position: sticky; top: 0; z-index: 999;
}
.navbar-brand img{ width: 170px; height: auto; }
.navbar-nav > li{ margin-right: 32px; position: relative; }
.navbar-nav > li:last-child{ margin-right: 0; }
.navbar-nav > li > a{
  color: var(--finpe-navy) !important;
  font-weight: 600; font-size: 15px;
  padding: 4px 0 !important;
  text-decoration: none;
  position: relative;
  display: inline-flex !important;
  align-items: center;
}
/* underline indicator moved to <li> so it doesn't conflict with the dropdown caret on <a>::after */
.navbar-nav > li::after{
  content:""; position:absolute; left:0; bottom:-6px;
  width:0; height:2px; background: var(--finpe-red);
  transition: width .25s ease;
}
.navbar-nav > li:hover::after{ width:100%; }
.navbar-nav > li > a:hover{ color: var(--finpe-red) !important; }

.navbar-nav .dropdown-toggle::after{
  border:none; content:"\f107"; font-family:"Font Awesome 6 Free"; font-weight:900;
  vertical-align: middle; margin-left: 8px;
  font-size: 12px; line-height: 1;
  transition: transform .25s ease;
  display: inline-block;
}
.navbar-nav .dropdown.show .dropdown-toggle::after{ transform: rotate(180deg); }
.navbar-nav .dropdown-menu{
  border:none; background: var(--finpe-navy); border-radius: 8px;
  padding: 6px 0; margin-top: 12px; box-shadow: 0 12px 30px rgba(1,33,92,0.18);
}
.navbar-nav .dropdown-menu li a{
  color:#fff !important; font-size: 14px; font-weight: 500;
  padding: 9px 22px !important;
  white-space: nowrap;
}
.navbar-nav .dropdown-menu li a:hover{ background: var(--finpe-red) !important; }

.navbar-toggler{ border-color: var(--finpe-navy); color: var(--finpe-navy); }
.navbar-toggler:focus{ box-shadow: none; }

/* ===================== Hero ===================== */
.hero{
  position: relative; overflow: hidden;
  background:
    radial-gradient(900px 600px at 90% -10%, rgba(188,153,67,0.18), transparent 60%),
    radial-gradient(700px 500px at -5% 110%, rgba(231,2,23,0.10), transparent 60%),
    linear-gradient(135deg, #01215C 0%, #0a3a8c 100%);
  color:#fff; padding: 80px 0 90px;
}
.hero::before{
  content:""; position:absolute; inset:0;
  background-image:
    linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
  pointer-events:none;
}
.hero .eyebrow{
  display:inline-block; padding: 6px 14px; border-radius: 50px;
  background: rgba(188,153,67,0.18); color: var(--finpe-gold);
  font-size: 13px; font-weight: 600; letter-spacing: 0.04em;
  border: 1px solid rgba(188,153,67,0.4);
}
.hero h1{
  color:#fff; font-weight: 800;
  font-size: clamp(34px, 5vw, 56px);
  line-height: 1.08; letter-spacing: -0.02em;
  margin: 18px 0 18px;
}
.hero h1 .hl{ color: var(--finpe-gold); position: relative; }
.hero p.lead{ color: rgba(255,255,255,0.85); font-size: 18px; max-width: 540px; }
.hero-stats{ display:flex; gap: 36px; margin-top: 36px; flex-wrap: wrap; }
.hero-stat .num{ font-size: 28px; font-weight: 800; color:#fff; line-height: 1; }
.hero-stat .lbl{ font-size: 13px; color: rgba(255,255,255,0.7); margin-top: 4px; }

.hero-visual{ position: relative; }
.hero-card{
  background: #fff; border-radius: 22px; padding: 22px;
  box-shadow: 0 30px 60px rgba(0,0,0,0.25);
  color: var(--finpe-text);
  max-width: 380px; margin-left: auto;
  position: relative; z-index: 2;
}
.hero-card .hc-top{ display:flex; align-items:center; justify-content: space-between; margin-bottom: 18px; }
.hero-card .chip{
  background: var(--finpe-bg-soft); color: var(--finpe-navy);
  font-size: 12px; font-weight: 600; padding: 5px 10px; border-radius: 50px;
}
.hero-card .amount{ font-size: 32px; font-weight: 800; color: var(--finpe-navy); }
.hero-card .amount small{ color: var(--finpe-gold); font-size: 16px; font-weight: 700; }
.hero-card .row-line{ display:flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px dashed rgba(1,33,92,0.12); font-size: 14px;}
.hero-card .row-line:last-child{ border:none; }
.hero-card .row-line span:last-child{ color: var(--finpe-navy); font-weight: 600; }
.hero-card .status{
  margin-top: 14px; background: rgba(40,167,69,0.1); color:#1f8a3a;
  border-radius: 10px; padding: 10px 14px;
  font-size: 14px; font-weight: 600;
  display:flex; align-items:center; gap:8px;
}
.floating-badge{
  position:absolute; background:#fff; border-radius: 14px;
  padding: 10px 14px; box-shadow: 0 12px 30px rgba(0,0,0,0.18);
  display:flex; align-items:center; gap: 10px;
  font-size: 14px; font-weight: 600; color: var(--finpe-navy);
  z-index: 3;
}
.floating-badge i{ width: 34px; height: 34px; border-radius: 50%; display:inline-flex; align-items:center; justify-content:center; }
.floating-badge.fb-1{ top: -22px; left: -10px; }
.floating-badge.fb-1 i{ background: rgba(231,2,23,0.12); color: var(--finpe-red); }
.floating-badge.fb-2{ bottom: 20px; left: -30px; }
.floating-badge.fb-2 i{ background: rgba(188,153,67,0.18); color: var(--finpe-gold); }

/* ===================== Section spacing ===================== */
section{ padding: 80px 0; }
.section-eyebrow{
  display:inline-block; color: var(--finpe-red);
  font-size: 13px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase;
  margin-bottom: 12px;
}

/* ===================== Services tabs ===================== */
.multiple_service .nav-tabs{
  background: var(--finpe-navy); border-radius: 22px; padding: 22px;
  border: none;
}
.multiple_service .nav-tabs .nav-item{ margin-bottom: 6px; width: 100%; }
.multiple_service .nav-tabs .nav-link{
  border-radius: 14px; width:100%; border:none !important; background: transparent;
  padding: 12px 22px; min-height: 56px;
  display:flex; align-items:center; gap: 14px;
  font-size: 15px; font-weight: 600; color:#fff;
  text-align: left;
}
.multiple_service .nav-tabs .nav-link i{
  width: 38px; height: 38px; border-radius: 10px;
  background: rgba(255,255,255,0.12);
  display:inline-flex; align-items:center; justify-content:center;
  font-size: 16px;
}
.multiple_service .nav-tabs .nav-link .arrow_right{
  margin-left:auto; opacity: 0; transition: all .2s;
}
.multiple_service .nav-tabs .nav-link.active{
  background:#fff; color: var(--finpe-navy);
}
.multiple_service .nav-tabs .nav-link.active i{
  background: var(--finpe-gold-soft); color: var(--finpe-red);
}
.multiple_service .nav-tabs .nav-link.active .arrow_right{ opacity:1; color: var(--finpe-red); }

.m_service_aside{
  background: var(--finpe-bg-soft);
  border-radius: 22px; padding: 40px;
  min-height: 100%;
}
.m_service_aside .s-logo{
  display:inline-flex; align-items:center; justify-content:center;
  width: 64px; height: 64px; border-radius: 16px;
  background: #fff; box-shadow: 0 8px 20px rgba(1,33,92,0.08);
  color: var(--finpe-red); font-size: 24px;
}
.m_service_aside h4{ color: var(--finpe-navy); margin-top: 18px; }
.m_service_aside ul{ list-style: none; padding: 0; margin: 14px 0 0; }
.m_service_aside ul li{
  padding: 6px 0 6px 26px; position: relative; color: var(--finpe-text);
}
.m_service_aside ul li::before{
  content:"\f00c"; font-family:"Font Awesome 6 Free"; font-weight: 900;
  color: var(--finpe-gold); position:absolute; left: 0; top: 7px; font-size: 13px;
}
.service-illust{
  background: #fff; border-radius: 20px; padding: 30px;
  display:flex; align-items:center; justify-content: center;
  box-shadow: 0 10px 30px rgba(1,33,92,0.06);
}
.service-illust svg{ width: 100%; max-width: 320px; height: auto; }

/* ===================== About ===================== */
.about-finpe figure{
  position: relative; border-radius: 22px; overflow: hidden;
  background: linear-gradient(135deg, var(--finpe-bg-soft), #fff);
  padding: 30px;
}
.about-finpe figure svg{ width: 100%; height: auto; }
.about-stats{
  display:grid; grid-template-columns: repeat(2, 1fr); gap: 18px; margin-top: 28px;
}
.about-stats .stat-box{
  background: #fff; border:1px solid rgba(1,33,92,0.08);
  border-radius: 16px; padding: 18px 20px;
}
.about-stats .stat-box .num{ font-size: 26px; font-weight: 800; color: var(--finpe-navy); }
.about-stats .stat-box .lbl{ font-size: 13px; color: var(--finpe-text); }

/* ===================== Why FinPe ===================== */
.why-finpe{ background: var(--finpe-bg-soft); }
.bx-2{
  background:#fff; box-shadow: 0 4px 20px rgba(1,33,92,0.06);
  border-radius: 22px; padding: 34px 24px;
  transition: all .3s ease;
  border-top: 3px solid transparent;
  height: 100%;
}
.bx-2:hover{ transform: translateY(-6px); border-top-color: var(--finpe-red); box-shadow: 0 20px 40px rgba(1,33,92,0.12); }
.bx-2 i{
  display:inline-flex; align-items:center; justify-content:center;
  background: linear-gradient(135deg, rgba(1,33,92,0.06), rgba(188,153,67,0.12));
  border-radius: 50%; width: 84px; height: 84px;
  color: var(--finpe-navy); font-size: 32px;
  transition: all .3s ease;
}
.bx-2:hover i{ background: linear-gradient(135deg, var(--finpe-navy), var(--finpe-red)); color:#fff; }
.bx-2 h5{ margin: 16px 0 6px; }
.bx-2 p{ font-size: 14px; margin: 0; color: var(--finpe-text); }

/* ===================== Benefits tabs ===================== */
.bj-bdy .nav-tabs{
  background: transparent; border: none;
  width: 100%; margin: 0 auto;
  display: flex; justify-content: center; flex-wrap: wrap;
  gap: 14px;
}
.bj-bdy .nav-tabs .nav-item{ margin: 0; }
.bj-bdy .nav-tabs .nav-link{
  color: var(--finpe-navy);
  min-width: 200px;
  border-radius: 14px;
  padding: 18px 24px;
  display: inline-flex; align-items: center; justify-content: center;
  gap: 10px;
  font-weight: 600;
  text-decoration: none;
  border: 2px solid rgba(1,33,92,0.10) !important;
  background: #fff;
  font-size: 15px;
  transition: all .25s ease;
  position: relative;
}
.bj-bdy .nav-tabs .nav-link i{
  width: 32px; height: 32px; border-radius: 8px;
  background: var(--finpe-bg-soft); color: var(--finpe-navy);
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 14px;
  transition: all .25s ease;
}
.bj-bdy .nav-tabs .nav-link:hover{
  border-color: var(--finpe-navy) !important;
  transform: translateY(-2px);
}
.bj-bdy .nav-tabs .nav-link.active{
  background: var(--finpe-navy);
  color: #fff;
  border-color: var(--finpe-navy) !important;
  box-shadow: 0 12px 24px rgba(1,33,92,0.25);
}
.bj-bdy .nav-tabs .nav-link.active i{
  background: var(--finpe-gold); color: #fff;
}

.benefit-figure{
  background: linear-gradient(135deg, var(--finpe-bg-soft), #fff);
  border-radius: 22px; padding: 30px; text-align: center;
}
.benefit-figure svg{ width: 100%; max-width: 360px; height: auto; }
.benefit-list{ list-style:none; padding:0; margin: 16px 0 0; }
.benefit-list li{
  padding: 8px 0 8px 32px; position: relative; color: var(--finpe-text);
}
.benefit-list li::before{
  content:"\f058"; font-family:"Font Awesome 6 Free"; font-weight: 900;
  color: var(--finpe-red); position:absolute; left: 0; top: 9px; font-size: 16px;
}
.link-2 a{ text-decoration:none; color: var(--finpe-navy); font-weight: 600; }
.link-2 a:hover{ color: var(--finpe-red); }

/* ===================== Testimonials ===================== */
.testimonials{ background: #fff; }
.test-bx{
  background: var(--finpe-bg-soft); border-radius: 22px;
  margin-top: 50px; padding: 0 30px 36px;
  color: #3D3D3D; min-height: 240px;
}
.test-bx figure{ margin-top: -35px; margin-bottom: 14px; }
.test-bx figure .avatar{
  width: 78px; height: 78px; border-radius: 50%;
  background: linear-gradient(135deg, var(--finpe-navy), var(--finpe-red));
  color:#fff; font-size: 30px; font-weight: 700;
  display:inline-flex; align-items:center; justify-content: center;
  box-shadow: 0 12px 24px rgba(0,0,0,0.18);
  border: 4px solid #fff;
}
.test-bx .test-content{ color: var(--finpe-navy); font-weight: 600; font-size: 16px; margin-bottom: 14px; line-height: 1.55; }
.test-bx .test-content::before{ content:"\201C"; font-size: 36px; color: var(--finpe-gold); line-height: 0; vertical-align: -10px; margin-right: 4px; }
.test-bx .user-name{ color: var(--finpe-navy); }
.test-bx .user-post{ font-size: 12px; color: var(--finpe-text); }

.owl-carousela .owl-dots{ display:none; }
.owl-carousela .owl-nav{ margin-top: 20px; text-align: center; }
.owl-carousela .owl-nav button{
  background: var(--finpe-bg-soft) !important;
  display:inline-flex !important; align-items:center; justify-content:center;
  border-radius: 50% !important; width: 46px !important; height: 46px !important;
  color: var(--finpe-navy) !important; padding: 0 !important; border:none !important;
  margin: 0 6px; font-size: 18px !important;
}
.owl-carousela .owl-nav button:hover{ background: var(--finpe-navy) !important; color:#fff !important; }

/* ===================== Partners ===================== */
.ourpartners{ background: var(--finpe-bg-soft); }
.trustedby{ position: relative; text-align: center; margin-bottom: 36px; }
.trustedby::before{
  content:""; position:absolute; left:0; right:0; top: 50%;
  height:1px; background: rgba(1,33,92,0.15); z-index: 0;
}
.trustedby span{
  display:inline-block; background: var(--finpe-bg-soft); position: relative; z-index: 1;
  color: var(--finpe-navy); font-weight: 600; padding: 0 22px;
}
.partner-card{
  background: #fff; border-radius: 14px;
  display:flex; align-items:center; justify-content:center;
  height: 90px; padding: 0 20px;
  box-shadow: 0 4px 14px rgba(1,33,92,0.05);
  font-weight: 700; color: var(--finpe-navy); font-size: 18px;
  letter-spacing: -0.01em;
}
.partner-card .pname{ display:flex; align-items:center; gap: 10px; }
.partner-card .pname i{ color: var(--finpe-gold); font-size: 18px; }

/* ===================== Download CTA ===================== */
.sec-last{ padding-top: 0; padding-bottom: 80px; }
.access-bx{
  background:
    radial-gradient(600px 300px at 110% -20%, rgba(188,153,67,0.25), transparent 60%),
    radial-gradient(500px 300px at -10% 120%, rgba(231,2,23,0.15), transparent 60%),
    linear-gradient(135deg, var(--finpe-navy), #0a3a8c);
  padding: 50px 50px 50px; border-radius: 24px;
  color: #fff; position: relative; overflow: hidden;
}
.access-bx h2{ color:#fff; font-weight: 700; }
.access-bx p{ color: rgba(255,255,255,0.85); margin-bottom: 24px; }
.access-bx .app-btns{ display:flex; gap: 14px; flex-wrap: wrap; }
.access-bx .app-btn{
  background: #fff; color: var(--finpe-navy); border-radius: 12px;
  padding: 10px 20px; display:inline-flex; align-items:center; gap:12px;
  text-decoration:none; transition: all .25s ease;
}
.access-bx .app-btn:hover{ background: var(--finpe-gold); color:#fff; transform: translateY(-2px); }
.access-bx .app-btn i{ font-size: 28px; }
.access-bx .app-btn .at{ display:flex; flex-direction: column; line-height: 1.1; }
.access-bx .app-btn .at small{ font-size: 11px; opacity: 0.7; }
.access-bx .app-btn .at b{ font-size: 15px; }

/* ===================== Footer ===================== */
.footer{ background: #fff; }
.footer_top{ background: var(--finpe-bg-soft); padding: 60px 0 30px; }
.footer_top a{ text-decoration:none; color: var(--finpe-text); font-weight: 500; }
.footer_top a:hover{ color: var(--finpe-red); }
.footer_top ul li{ margin-bottom: 12px; list-style: none; }
.footer_top h5{ font-size: 17px; color: var(--finpe-navy); margin-bottom: 18px; }
.footer_top .logo_white img{ width: 200px; }
.footer_top .desc{ color: var(--finpe-text); font-size: 14px; max-width: 360px; line-height: 1.6; }

.contact-ftr ul li{ margin-bottom: 14px; }
.contact-ftr ul li a{ display:flex; align-items:center; gap: 12px; }
.contact-ftr ul li i{
  width: 36px; height: 36px; border-radius: 50%;
  background: #fff; color: var(--finpe-navy);
  display:inline-flex; align-items:center; justify-content:center;
  box-shadow: 0 4px 10px rgba(1,33,92,0.08); font-size: 14px;
}

.social-f2{ margin-top: 18px; display:flex; gap: 10px; }
.social-f2 a{
  width: 38px; height: 38px; border-radius: 50%;
  background: var(--finpe-navy); color:#fff !important;
  display:inline-flex; align-items:center; justify-content:center;
  font-size: 15px; transition: all .25s ease;
}
.social-f2 a:hover{ background: var(--finpe-red); transform: translateY(-2px); }

.footer_bottom{
  background: var(--finpe-bg-soft); color: var(--finpe-navy); font-size: 14px;
}
.footer_bottom .container{
  border-top: 1px solid rgba(1,33,92,0.12);
  padding-top: 18px; padding-bottom: 18px;
}
.footer_bottom a{ color: var(--finpe-navy); text-decoration: none; }
.footer_bottom a:hover{ color: var(--finpe-red); }
.menu-cr ul{ list-style:none; padding:0; margin:0; }
.menu-cr ul li{ position: relative; padding-right: 14px; margin-right: 14px; margin-bottom: 0; display:inline-block;}
.menu-cr ul li::after{ content:""; background: var(--finpe-navy); width: 4px; height: 4px; border-radius: 50%; position: absolute; right: 0; top: 50%; transform: translateY(-50%); opacity: .5;}
.menu-cr ul li:last-child::after{ display:none; }
.menu-cr ul li:last-child{ padding-right: 0; margin-right: 0; }

/* ===================== Responsive ===================== */
@media (max-width: 1199.98px){
  .navbar-nav > li{ margin-right: 22px; }
}
@media (max-width: 991.98px){
  .hero{ padding: 60px 0 70px; }
  .hero-card{ margin: 40px auto 0; }
  .floating-badge.fb-1, .floating-badge.fb-2{ display: none; }
  section{ padding: 60px 0; }
  .navbar-nav > li{ margin-right: 0; }
  .navbar-nav .nav-link{ padding: 10px 0 !important; }
  .navbar-collapse{ background:#fff; padding: 14px; border-radius: 14px; box-shadow: 0 12px 30px rgba(1,33,92,0.08); margin-top: 10px; }
  .top_right{ margin-top: 12px; display:flex; gap: 10px; }
  .top_right .btn{ flex:1; margin:0 !important; }
}
@media (max-width: 767.98px){
  .access-bx{ padding: 36px 28px; }
  .m_service_aside{ padding: 28px; margin-top: 24px; }
  .hero-stats{ gap: 22px; }
}